Entrepreneurship does not differentiate the sex. A number of facilities and assistance are
offered to the entrepreneurs. However, certain additional incentives or facilities offered to women
entrepreneurs are discussed as follows.
- SMALL INDUSTRIAL DEVELOPMENT ORGANISATION (SIDO) : SIDO through a
network of SISIs conduct the EDPs exclusively for women entrepreneurs. The aim is to
develop entrepreneurial traits and qualities among women and enable them to identify entrepreneurial opportunities etc.
- NATIONAL SMALL INDUSTRIES CORPORATION (NSIC) : The H.P. scheme of
NSIC provides preferential treatment to women entrepreneurs. It also conducts
Entrepreneurs and Enterprise Building programmes for women.
- INDUSTRIAL DEVELOPMENT BANK OF INDIA (IDBI) : The schemes of IDBI for
women entrepreneurs are summarized as follows:
PROMOTER’S CONTRIBUTION: The IDBI set up the Mahila Udyan Nidhi (MUN) and
Mahila Vikas Nidhi (MVN) schemes to help women entrepreneurs. IDBI conduct
programmes of training and extension services through designated approved agencies and
association with other development agencies like EDII, TCOs, KVIC etc.
- SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA (SIDBI): SIDBI has
special schemes for financial assistance to women entrepreneurs. It provides training and
extension services. It gives financial assistance at concessional terms in setting up tiny and
small units.
- COMMERCIAL BANKS: The “Sthree Shakthi Package Scheme” of SBI provides a
package of assistance to women entrepreneurs. The consultancy wings of SBI give guidance
on project identification and project viability. The program of assistance such as repair and
servicing, photo copying, dry cleaning, retail trade business enterprises, poultry farming,
tailoring etc. The Bank Of India has introduced a scheme known as ‘ Priyadarshini
Yojana’ to help women entrepreneurs.
- KUDUMBASREE UNITS: With the objectives of poverty eradication and women
empowerment Kudumbasree has been introduced in Kerala. The poor women are organised
into community- based organisations. They start and operate micro enterprise. They earn
income through self-employment.
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